Required License for agents in order to be in compliance in the title industry. This license is offered in 3 forms:
- Paid (without membership if company completes more than 50 transaction in a calendar year)
- Member Benefit (included as a benefit with membership purchase*)
- Waiver (without membership if company completes less than 50 transaction in a calendar year)
*Applies to specific membership types
Made with DASH A.i.A Policy Forms License (PFL) is a mandatory credential for agents operating in the title industry. Without it, an agent is out of compliance. ALTA offers three distinct pathways to obtain this license, each suited to different company profiles based on annual transaction volume and membership status.
The three forms at a glance:
| Form | Who It's For | Key Condition |
|---|---|---|
| Paid | Non-member companies | Completes more than 50 transactions in a calendar year |
| Member Benefit | Members (specific types) | Included automatically with qualifying membership purchase |
| Waiver | Non-member companies | Completes fewer than 50 transactions in a calendar year |
Tip: If your company is near the 50-transaction threshold, tracking your annual volume early in the calendar year can help you determine in advance which pathway applies — avoiding a last-minute compliance gap.
In practice: The Member Benefit pathway applies only to specific membership types — always verify your membership tier qualifies before assuming PFL is covered. When in doubt, check with your ALTA membership contact before the renewal deadline.